- September 3, 2021
- By lingquqing
- In Service Areas, windscreen replacement, windscreens-tinting, windshield repair near me
- Tags insurance, repair near me, Same day repaire, wind+screen+repair, WINDSCREEN REPLACEMENT
- 189
- 0
CTP (Compulsory Third Party) Green Slip Insurance is an insurance that every motor vehicle with a legal license plate must pay before driving on the road. It must be purchased together with the vehicle’s Rego. This is to protect the lives of drivers, passengers and passers-by.
CTP allows the wounded in a car accident to receive corresponding medical treatment as soon as possible, avoiding the situation where no one is responsible for the injured. Besides, CTP is only responsible for people, not for any loss of property and cars. In NSW, you must get a CTP green slip before registering a motor vehicle (excluding trailers). It is compulsory by law.
Third Party Property Damage Car Insurance generally compensates for the property caused by a third party after the accident, but it is not responsible for the cost of repairing its own vehicle.
Third Party Fire & Theft Car Insurance is generally an additional insurance, which means that if you only buy a Third-Party Car Insurance, you can add a little more money to this insurance to avoid property losses such as spontaneous combustion and theft.
Road-Side Assistance Insurance guarantees that wherever and whenever you are or the vehicle is, with a phone call, the company you are insured for will come to rescue as soon as possible.
Comprehensive Car Insurance covers the property losses of the third party and the vehicle of the insured. It also includes the loss caused by vehicle fire, theft, major natural disasters and so on. Besides, the wheels, roof, sound system, etc. are also covered. But what should be noticed is that Comprehensive Car Insurance does not include damage to your windscreen.
Comprehensive Plus Car Insurance is the highest configuration of vehicle insurance. No matter who is at fault for the damage to the vehicle, this type of insurance will cover all your car and property repairs. There are also additional compensation clauses such as car window damage, car repair or car rental during the period when the car is stolen, as well as the road rescue of the car.
Car windscreen repair insurance is an optional extra when you insure for the Comprehensive Plus Car Insurance. You just need to pay a little more on your insurance if you choose windscreen and window glass cover, and in return, you can enjoy excess free windscreen cover when you need repairing or replacing of your auto glass. There also will be no additional premium on your car insurance next year. You can still enjoy no-claim discount next period.
Normally, without car windscreen repair insurance, you can also claim for the costs of car window repair and replacement after an accident from the insurance company. However, it exists excess fee when you claim it.
The excess varies depending on the insurance cover and the causing of damages, but it is generally more expensive than the cost of replacing or repairing a windscreen. Moreover, claiming for the cost of car window repair and replacement will make your car insurance increase next year, according to the cost of your window repair and replacement.
Whether or not to pay the car windscreen cover depends on the frequency of travelling with your car. If you travel a lot, your car windows will be more possible to be damaged by stone chips or brunches. It can help you save money when you repair windscreen with car window repair insurance.
However, it should be noticed that there are some restricts of excess-free windscreen cover. Some insurance company may provide only one claim before your next renewal, while some may provide two claims.
This means that if you claim insurance more than restricted time during your insurance period, you still need to pay for the excess fee until next renewal. In addition, you cannot claim for a previously cracked windscreen repair or replacement. Your windscreen repair insurance only covers the damage repair from the day your windscreen cover starting.
These details can be viewed in the product disclosure statement (PDS) of your car insurance. Generally, all kinds of insurance have the PDS including health insurance and pet insurance. The PDS of car insurance contains the full details on a policy including what’s covered and what’s not, financial services, terms and conditions of car insurance.
Different insurance company may have different statement of their products. Therefore, it is important to read product disclosure statements before buying the windscreen repair insurance.
When you choose a repair shop that cooperates with an insurance company for glass repair, you generally have to wait for the insurance company to verify the damage first, and then they will arrange a time for repairing the glass before starting work. The advantage is the customer can directly ask the insurance company for the cost after repair or replacement, and the customer does not have to pay first. However, the waiting time for the repair will be very long.
Although we have no cooperation with the insurance company, you still can claim your costs using the invoice after repair or replacement. You can provide the invoice to your insurance company and claim the cost. Unlike the shops who cooperates with insurance companies, we help the customers directly, and customers have direct transactions with us.
1. You can request a quote via our websites, massages, email or phone call.
2. We will provide you a free quote as soon as possible.
3. After arranging an appropriate time for mobile services (due to lock down), we will come to your place on time.
4. When finishing the work, you should pay online.
5. When the payment success, we will send you an official invoice with our Pty Ltd ABN.
6. With the invoice, you can claim your cost to your insurance company, and get your money back.
Our advantage is quick and easy. You do not need to wait for a long time before repairing or replacing your windscreen. Besides, you can choose your own repairer and your preferred shop.
Book your appointment now and get 10% discount.
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